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PROPERTY

Fire and Perils Insurance

The basic Fire policy provides indemnity against loss or damage to property insured, caused by fire, lightning and explosion.

All Risk Insurance

The insurance provides indemnity against loss or damage to specified items as a result of any cause within the geographical area specified in the policy barring losses/events which are specifically excluded.

Goods in Transit Insurance

Provides cover for loss or damage to various types of goods while in transit by road, rail or any inland waterway within the geographical area set out in the policy.

Machinery Breakdown Insurance

A type of an accident insurance for machinery and provides cover against sudden and unforeseen physical loss or damage to the insured machinery.

Industrial All Risks Insurance

This package mainly incorporates Fire & Allied Perils, Burglary, Accidental damage and Business Interruption, providing indemnity for the property insured, against any loss or damage from any cause not excluded by the policy.

Contractors All Risks Insurance

Providing Cover to contractors against loss or damage arising from insured perils in the course of construction (of buildings, roads, bridges, dams and similar infrastructure).

Electronic Equipment Insurance

Provides indemnity for electronic equipment against sudden and unforeseen physical loss or damage to the equipment in a manner necessitating repair, or replacement, including theft, transit risks, and cover to laptops on a worldwide basis.

Consequential Loss Insurance

Also known as Business Interruption. This policy provides payment for consequential loss following material damage loss.

Property Terrorism and Sabotage Insurance

This insurance has been specifically designed to cover terrorism, sabotage, mutiny, rebellion, insurrection and coup d’Etat (excluding war and civil war), strike, riot and civil commotion.

Erection All Risks Insurance

Protection for contractor in respect of loss or damage resulting from insured perils that may occur during the course of the erection of plant or machinery (in factories), tanks, generators etc.

Burglary Insurance

This insurance package mainly incorporates Fire & Allied Perils, Burglary, Accidental damage and Business Interruption.  It provides indemnity to the property insured against any loss or damage from any cause, not excluded by the policy.

Money Insurance

This policy covers loss or damage to money by armed robbery or burglary.

Computer and Electronic Insurance

Provides coverage to your electronic equipment including computers, against sudden and unforeseen physical damage to the equipment, in a manner necessitating repair or replacement.

Plate Glass Insurance

The policy provides indemnity to the insured against loss and/or destruction/damage to glass by accident or misfortune of a fortuitous character.